Amy Beardsley is a freelance content marketing writer specializing in personal finance. She has bachelor's degrees in business administration and legal studies.
30 Money Moves to Make Before You’re 30
Managing finances is no walk in the park. Who would have thought figuring out what to do with your money would be this hard? But, there’s good news if you’re wondering what to do with your money in your 20s. Have no fear—you can take advantage of smart money moves in your 20s to get you on track to hit your financial goals by 30!
We’re here to let you in on the best financial things to do before 30,so sit tight and let’s get this money train rolling!
1. Open a Checking Account
Prepaid debit c...
Borrowing Against Life Insurance: When It’s a Good Idea and How to Do It
Borrowing against life insurance can help pay off a mortgage, cover medical bills, or supplement college expenses. But whether taking a loan against life insurance is a good idea depends on your policy type and why you bought a policy in the first place.
Life insurance policies can serve many purposes. You might have it as a type of “income insurance” to help support your family’s living expenses if the worst should happen. However, most policyholders—66% of Americans, according to LIMRA—use ...
Deciding What's Most Important as a New Mom
If you've never been a parent before, it's difficult to go about deciding what's most important as a new mom. It's a time of immense change and fast learning. It’s joyful, but can also be overwhelming - especially when you factor in everyone’s well-meaning advice.
Expert Strategies to Improve Your Credit with Netiva Heard
Get ready because today we're going to learn some expert strategies to improve your credit! A healthy credit score is the foundation for building wealth and when it comes to building that foundation - no matter where you're starting - Netiva Heard is an expert.
In this episode, we're going to dig deep into why credit health matters, how credit scores work, the baby steps you can take to improve your credit score, and why a strong credit score can help you build lasting wealth.
Looking fo...
How to Save Money as a New Mom
When you’re having a baby, it seems every other person wants to tell you how expensive it is. You look at nursery pictures and shopping
lists and get overwhelmed. How can you afford it all? What do you actually need? All the onesies and baby toys are adorable, but daycare and medical costs can make anyone a little nervous.
But you can take a deep breath. Because we’re going to walk through some key things to know to save money as a new mom!
Best Tips for Saving Money as a New Mama
7 Steps to Financially Prepare for a New Baby
Preparing for a new baby is incredibly exciting! But amid all the joy of your growing family and adorable tiny clothes, a new baby can be a major shock to your financial system.
But your little one doesn’t have to overwhelm your finances. And we’re here with seven steps to help you prepare for the financial challenges of growing your family.
When you’re adding a new little person to your family, there are a number of steps you can take to make your mo...
Do you need a business license to sell on Etsy? (And other legal considerations)
Many entrepreneurs love Etsy because it’s a quick and simple way to sell online.
Etsy’s 2.8 million active sellers can set up shop with little or no startup costs, inventory or previous retail experience. Plus, the site comes with a built-in consumer base to start selling right away.
Amid the excitement of starting your shop, your most pressing question is likely what to name your storefront. However, there’s a much more important question you should be asking: Do I need a business ...
Condo Earthquake Insurance: 8 Questions You Need to Ask (2021)
Does condo insurance cover earthquake damage?
Most standard condo home insurance policies don’t cover earthquake damage to your condo unit or personal belongings.
If you don’t live on the West Coast, do you need condo earthquake insurance? The answer isn’t as straightforward as you might have hoped.
Seismic activity isn’t a concern just for Californians. Even though the state experiences 90 percent of the country’s earthquakes, according to the Federal Emergency Management Agency (FEMA), they...
Renters Earthquake Insurance: Are You Covered? (2021)
What is renters earthquake insurance?
Renters earthquake insurance is a policy you can buy in addition to a standard renters policy to protect your belongings from damage caused by earthquakes.
As a renter, you need renters insurance to protect your stuff. You don’t own the structure you live in, but the belongings inside are important to you.
A policy can replace your furniture, dishes, electronics, clothing, and other belongings if you have a kitchen fire or burglary. It can also protect yo...
Chubb Homeowners Insurance Reviews: Is it the right choice for you?
Chubb Insurance is a leading contender in the home insurance industry—it’s a top-10 property and casualty insurance company, according to the National Association of Insurance Commissioners (NAIC).
To help you decide if it’s right for you, we’ve compiled this Chubb Insurance review as a comprehensive guide to coverage types and add-on options.
Besides coverage types, cost is a big consideration when shopping for a policy. Insurify can help you compare insurance quotes in minutes to help you get the protection you need at a price you can afford.
Auto-Owners Home Insurance Reviews: Is it the right choice for you?
Does Auto-Owners do home insurance?
Yes. Auto-Owners offers home insurance policies in addition to car insurance. You can get a bundle discount when you purchase both policies through Auto-Owners.
When disaster strikes, you need homeowners insurance to help repair the damage. Auto-Owners Insurance is a well-known, reputable insurance company. Headquartered in Lansing, Michigan, it has grown to one of the largest insurers in the U.S. since its inception in 1916.
As a homeowner, you have many o...
COUNTRY Financial Home Insurance Reviews: Is it the right choice for you?
When shopping for a house, you spend a significant amount of time dreaming about the colors you’ll paint the walls, how you’ll arrange the bedrooms, and the many nights you’ll spend there with your family. Choosing the best home insurance available to you makes sense.
After all, your home is likely one of your most meaningful investments. You want to get the right mix of coverage at the best price—but reliable customer service and knowing the company can afford to pay your claim are important, too. That’s why you should consider COUNTRY Financial.
Shelter Homeowners Insurance Reviews: Is it the right choice for you?
Is Shelter Home Insurance the right choice for you?
When shopping for a house, you spend a significant amount of time dreaming about the colors you’ll paint the walls, how you’ll arrange the bedrooms, and the many nights you’ll spend there with your family.
Your home is a substantial investment. If a fire, windstorm, or other disaster destroys your house, you need a homeowners insurance company you can count on. The right coverage can give you peace of mind knowing the insurer will restore yo...
Erie Home Insurance Reviews: Is it the right choice for you?
But have you thought about how you’ll protect your home, belongings, and all of those precious memories? That’s where homeowners insurance comes in.
Erie Insurance has been around for more than 90 years. With over 13,000 independent agents, the company offers several coverage options to customize your policy and discounts to save you money.
Whether you’re shopping for home insurance for a new home or looking to update your existing policy, Insurify can help. Use our custom quote-comparison tool to see insurance rates and policy options side by side quickly.
Best and Cheapest Condo Insurance Companies in New York City (2021)
Do you need condo insurance in New York City?
NYC law doesn’t require condo insurance. However, most banks, lenders, and condo associations require condo owners to buy condo insurance.
As a condo owner, you have unique needs. Condo units have shared areas maintained by the community association, such as shared walls, roofs, and common spaces.
You also own property that is part of the building within the unit, like a remodeled bathroom or an upgraded kitchen faucet and fixtures. Plus, your per...