Amy Beardsley

If you've never been a parent before, it's difficult to go about deciding what's most important as a new mom. It's a time of immense change and fast learning. It’s joyful, but can also be overwhelming - especially when you factor in everyone’s well-meaning advice.

Get ready because today we're going to learn some expert strategies to improve your credit! A healthy credit score is the foundation for building wealth and when it comes to building that foundation - no matter where you're starting - Netiva Heard is an expert.
In this episode, we're going to dig deep into why credit health matters, how credit scores work, the baby steps you can take to improve your credit score, and why a strong credit score can help you build lasting wealth.
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Does condo insurance cover earthquake damage?
Most standard condo home insurance policies don’t cover earthquake damage to your condo unit or personal belongings.
If you don’t live on the West Coast, do you need condo earthquake insurance? The answer isn’t as straightforward as you might have hoped.
Seismic activity isn’t a concern just for Californians. Even though the state experiences 90 percent of the country’s earthquakes, according to the Federal Emergency Management Agency (FEMA), they...

What is renters earthquake insurance?
Renters earthquake insurance is a policy you can buy in addition to a standard renters policy to protect your belongings from damage caused by earthquakes.
As a renter, you need renters insurance to protect your stuff. You don’t own the structure you live in, but the belongings inside are important to you.
A policy can replace your furniture, dishes, electronics, clothing, and other belongings if you have a kitchen fire or burglary. It can also protect yo...

Chubb Insurance is a leading contender in the home insurance industry—it’s a top-10 property and casualty insurance company, according to the National Association of Insurance Commissioners (NAIC).
To help you decide if it’s right for you, we’ve compiled this Chubb Insurance review as a comprehensive guide to coverage types and add-on options.
Besides coverage types, cost is a big consideration when shopping for a policy. Insurify can help you compare insurance quotes in minutes to help you get the protection you need at a price you can afford.

Does Auto-Owners do home insurance?
Yes. Auto-Owners offers home insurance policies in addition to car insurance. You can get a bundle discount when you purchase both policies through Auto-Owners.
When disaster strikes, you need homeowners insurance to help repair the damage. Auto-Owners Insurance is a well-known, reputable insurance company. Headquartered in Lansing, Michigan, it has grown to one of the largest insurers in the U.S. since its inception in 1916.
As a homeowner, you have many o...

When shopping for a house, you spend a significant amount of time dreaming about the colors you’ll paint the walls, how you’ll arrange the bedrooms, and the many nights you’ll spend there with your family. Choosing the best home insurance available to you makes sense.
After all, your home is likely one of your most meaningful investments. You want to get the right mix of coverage at the best price—but reliable customer service and knowing the company can afford to pay your claim are important, too. That’s why you should consider COUNTRY Financial.

Is Shelter Home Insurance the right choice for you?
When shopping for a house, you spend a significant amount of time dreaming about the colors you’ll paint the walls, how you’ll arrange the bedrooms, and the many nights you’ll spend there with your family.
Your home is a substantial investment. If a fire, windstorm, or other disaster destroys your house, you need a homeowners insurance company you can count on. The right coverage can give you peace of mind knowing the insurer will restore yo...

But have you thought about how you’ll protect your home, belongings, and all of those precious memories? That’s where homeowners insurance comes in.
Erie Insurance has been around for more than 90 years. With over 13,000 independent agents, the company offers several coverage options to customize your policy and discounts to save you money.
Whether you’re shopping for home insurance for a new home or looking to update your existing policy, Insurify can help. Use our custom quote-comparison tool to see insurance rates and policy options side by side quickly.

Do you need condo insurance in New York City?
NYC law doesn’t require condo insurance. However, most banks, lenders, and condo associations require condo owners to buy condo insurance.
As a condo owner, you have unique needs. Condo units have shared areas maintained by the community association, such as shared walls, roofs, and common spaces.
You also own property that is part of the building within the unit, like a remodeled bathroom or an upgraded kitchen faucet and fixtures. Plus, your per...

If you own a co-op or are thinking about buying one, you may be wondering, “Why can’t I just rely on my building’s insurance?”
The short answer is that your co-op’s master insurance policy only covers the structure of the building. It does not protect your furniture, electronics, clothing, or even built-in fixtures in the kitchen and bathroom.
What you need is co-op insurance, or an HO-6 policy. Without co-op insurance in NYC, you could lose everything if your building suffers a major fire or hurricane.
Many NYC co-op owners may not realize that they need to carry a policy to insure their...