Have you ever taken a cross-country trip without a second thought about a potential health emergency?
What about when traveling abroad?
Most of us assume our health insurance fully covers an emergency when we are away from home, but medical coverage varies by provider.
If there’s one thing we’ve learned the hard way about medical ...
IRAs, or individual retirement accounts, are a popular investment option if you’re saving for retirement. Vanguard has some of the lowest-costs you’ll find. It also has a wide selection of funds to help you meet your investment goals.
If you’re thinking about opening an IRA at Vanguard, we’ve got you covered. You can open an IRA in three steps: set up your account, choose your account type, and start investing.
It’s pretty straightforward. Vanguard makes it as easy as possible to invest, even...
You might be a master of your budget with savings goals firmly in place. But there’s one piece of your financial picture that often gets overlooked: insurance.
I’m not talking about health insurance, although that can be an ordeal all by itself. What I mean is life insurance, home insurance, and disability insurance.
Shopping for a policy can seem overwhelming. It’s time-consuming, and a lot of us mamas don’t have much time to spare. Plus, sorting through options when you’re unfamiliar with t...
Accidents happen. In fact, they’re the third leading cause of death in the U.S. according to the National Center for Health Statistics. An accident can change everything.
One option to protect you and your loved ones from the financial consequences of an accident is accidental death and dismemberment insurance. It can provide financial resources if a limb is lost due to an accident. It can also help your family by paying a death benefit if the unthinkable happens.
Understanding the difference...
Travel credit cards have been a staple in the credit card industry for years. Most people have at least one travel rewards card in their wallet that lets them rack up points for flights and overnight stays.
The perks seemed lucrative enough, claiming to allow casual and avid travelers to benefit from the accumulated rewards points. However, most people don’t use their points. Unused and unredeemed points are one of the three primary sources of profit for travel loyalty programs such as the fr...
Who has the best condo insurance?
The best condo insurance depends on where you live and the type of condo you own. No single policy can check all the boxes. Typically, coverage includes protection for your unit and personal belongings. Compare companies and weigh the pros and cons to get the best condo insurance for your situation.
Condominium insurance and home insurance policies offer similar protections. Both policy types cover damage and destruction from fire, lightning, hail, theft, van...
Is hazard insurance required in Florida?
Hazard insurance in Florida isn’t required by law, but many mortgage lenders insist you have hazard coverage before closing on a home loan. A policy can protect your home from fire, theft, and bad storms. Keep in mind that the policy type and coverage you need can vary by property and location.
Florida is known for its white-sand beaches and endless blue sky. The Sunshine State also has its fair share of natural hazards. Floods, hurricanes, severe stor...
Texas is known for cowboy boots, country music, and a vibrant arts scene. It’s the second-largest state in the U.S. but ranks third in storm surge risk thanks to its location along the Gulf of Mexico.
Hurricanes and tropical storms are common natural disasters in Texas. Coastal towns along the shorelines suffer the most damage. However, flooding and high winds can also make their way inland. No matter where you are in the Lone Star State, you could get hit with hurricane damage.
Do you have p...
Flood Insurance in Massachusetts is an important aspect of homeowners insurance.
Here's our guide to the cost of coverage, how it works, and what you can expect.
From the incredible summers and active sports culture to world-famous seafood, there’s a lot to love about Massachusetts. But homeowners in the Bay State must be aware of and plan for flooding.
One of the most common natural disasters in the U.S. is flooding, and Massachusetts is no exception. Massachusetts flood insurance can protec...
Commonwealth Casualty could be your future home insurance company.
Every homeowner has unique needs when it comes to their insurance policy. Insurify can help you decide if this is the right insurance company for you.
Protecting your home protects both you and your family members. And Commonwealth Casualty is a comprehensive option for homeowners insurance. The company primarily serves customers in Arizona. Based in Phoenix, Commonwealth was founded in 2010 with a goal to make insurance affor...
Is earthquake insurance worth it in Utah?
Depending on the risk-level of your area, having earthquake insurance can save you big financially in the long run. It's always worth getting a quote.
Earthquakes can cause extreme amounts of damage. But did you know standard homeowners insurance policies don’t cover that damage?
Why is the insurance claim check also made payable to the lender?
Insurance companies may release a claim check made out to the policyholder and the lender because the lender has a financial interest in the property and needs to make sure the property is restored to its original value.
When you buy a home, your lender typically requires you to buy a homeowners insurance policy. That’s because they have a financial interest in the property and need to protect the value of the home.